Yields Of The Week: Dec 28 - Jan 03, 2025

Curating The Best Yields In DeFi

Welcome to Yields of the Week! Every Friday, we spotlight the top DeFi yields across the crypto landscape, focusing on opportunities that are not just the highest APYs but also sustainable and unique opportunities. Whether you're new to DeFi or a seasoned degen, our goal is to help you navigate the yield farming space with confidence. Expect hands-on tutorials, expert strategies, and everything you need to master the digital asset space—starting with the best yields the market has to offer. Let’s dive into this week’s picks!

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Before we get started, this is never a recommendation or endorsement to buy any token(s) mentioned, and here’s a few risks to consider:

  • Smart contract risk in any underlying protocols

  • Pool size and liquidity depth

  • Front-end spoof attack on an app frontend

  • An economic design exploit

  • Colluding signers on any multisig

  • Systemic risk across DeFi, including stablecoin depegs

Stablecoin Yields

Here’s links to the top 5 yielding stablecoin pools for the past 7 days according to Vaults.fyi and what we could dig up:

24.30% - Morpho eUSD

Full list below:

Min $1M in TVL

Bonus: I think this marks 6 weeks in a row where where we’ve highlighted Neutral Trade. The yield is still high at 71.28%

Bonus: Coinshift has had consistent 35% - 40% yield on thier new csUSDL token. One thing I’ll call out is that some of the rewards APY is coming from MORPHO token and some is coming from future SHIFT token (not live yet). Check out this thread for details:

Bonus: Ether.fi’s UltraYield Stablecoin Vault comes with ~30% yield + Veda and Ether.fi points. Check out the details of how this vault works under the hood below:

Bonus: f(x) v2 is live! Check out this piece the team wrote up yesterday:

Their Stability pool is currently yielding around ~41% APR:

ETH & BTC Yields

Here’s links to the top 5 yielding ETH and BTC pools for the past 7 days according to Vaults.fyi:

22.91% - Swaap Lend WETH

16.64% - Seamless cbBTC

Full list below:

Min $1M in TVL
(One thing to keep in mind, many of these Euler pools are incentivized by rEUL token rewards that come with a 6 month vest)

Bonus: Once again, Neutral Trade has some of the highest yields in all of DeFi on majors right now:

Yield Trading

Pendle - The biggest news to me this week on Pendle was the addition of a VIRTUAL/cbBTC yield market on Base. Check out their post below for more details:

We’re going to start showcasing more more protocols here outside of just Pendle. We really like what Hourglass and Spectra are doing in the fixed yield, yield trading/points space.

Hourglass - For instance, right now one of the best places to get leveraged points on the BTCFi ecosystem is through the Hourglass Lombard vault. This will give you exposure to Lombard, Veda, Corn and Babylon. PYTs are their version of Pendle YTs, but operate a bit differently under the hood:

Spectra - Spectra is my preferred option to go after Resolv points right now. I compared Spectra with Pendle and Spectra seems to be more competitive in this particular market. It’s currently offering 19.76x leverage on these Resolv points whereas Pendle is around ~16x (at the time of writing this):

Leverage Looping Yields

Looping can be a very effective leverage strategy to earn more yield, but one must be cautious to monitor borrowing rates, and liquidations which are a necessary cost to generate such leveraged yields (we don’t recommend max leverage). It’s also important to know if you’re going after points or real yield when looping.

I’m writing up another new protocol this week called Loop. With anything new, take extra precautions.

Loop offers some ETH looping strategies at the moment via Spectra and are generating up to 34% APR, but there’s even more to this that I share below:

The Looping side of the protocol generates yields for the staking side. The fees from borrowers looping are passed on to the staking side as I understand it. Their lpETH can be staked for slpETH and right now the slpETH yield is ~88% . Checkout this excerpt from their docs:

One thing to note is that your slpETH can be unstaked at anytime. However, there is a 7 day unstaking period before you receive your lpETH back.

That’s all for now, thanks for checking it out!

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