Introducing infiniFi: The First Onchain Fractional Reserve System

This is a guest announcement from the infiniFi Team. Today they announced their forthcoming launch and the closing of a $3M, oversubscribed pre-seed round.

The round was led by Electric Capital, with investments from New Form Capital, Kraynos Capital, and Baboon VC. Noted DeFi leaders Sam Kazemian, DeFi Dad, and Justin Reyes also participated in the round, along with over 20 additional angel investors. 

Thanks to all our sponsors for making it possible to share this content for FREE!

🖥️ PYTH | SMARTER DATA FOR SMARTER CONTRACTS

⌛️ HOURGLASS | LEVERAGE AIRDROP FARMING

🪄 TANSSI | LAUNCH YOUR SYMBIOTIC RESTAKED NETWORK IN MINUTES

📈 ⁠iYIELD | YOUR FINANCIAL PICTURE, SIMPLIFIED

🧪 MANTLE | START YOUR RESTAKING JOURNEY TODAY WITH CMETH

🐡 PUFFER FINANCE | LIQUID RESTAKING FOR THE LITTLE FISH

🌔 MOONWELL | THE LEADING LENDING AND BORROWING APP ON BASE

🐐 ⁠GOAT NETWORK⁠ | A BITCOIN L2 TO EARN WITH BTC & DOGE

⚙️ GEARBOX PROTOCOL | ONCHAIN LENDING REIMAGINED

📈 DEFINITIVE | THE MOST ADVANCED PLATFORM FOR ONCHAIN TRADING

For over a thousand years, the banks of the world have engaged in fractional reserve banking to increase capital efficiency and access higher returns than would otherwise be possible. As this process is a manual one, they have extracted significant fees from their depositors, passing nearly none of the returns generated by this process onto their users.

infiniFi has developed the first on-chain platform to automate the fractional-reserve process. With this automation, the outsize returns that this process generates will be passed directly onto depositors. The result: higher yields on both liquid and illiquid assets that aren’t possible anywhere else.

While initially, infiniFi will launch solely focused on DeFi, infiniFi plans to leverage its ability to increase returns on any asset to serve as a catalyst for increased RWA tokenization. Rob Montgomery, the CEO of infiniFi Labs, was quoted, “infiniFi can take a bond portfolio and increase its return by 10%, just by tokenizing it and refinancing through infiniFi. We expect that infiniFi will kickstart the long-awaited tokenization revolution. This is what Satoshi intended blockchain technology to do, and we’re proud to bring about his vision of a world without banks”.

infiniFi plans to launch its Deposit Receipt Token (DRT) in Q2 of 2025 as a dollar-pegged asset, with common DeFi yield sources such as AAVE, Pendle, and Ethena planned for integration at launch. 

infiniFi’s website is now live, and if you use our special Edge link for joining the waitlist, you will get a boost on your points multiplier.

For more information, here’s a link to their X post they just put out:

• Follow the InfiniFi team on X here

• Check out the InfiniFi website here

Disclosure: DeFi Dad and Nomatic are angels in InfiniFi. You can find Disclosures for DeFi Dad and Nomatic’s investments here.